January 2022 Holidays: Access to ATMs and Online Banking Opens to Customers
Public holidays in January 2022: Banks will remain closed this month due to some festivals under the Negotiable Instruments Acts in some states. Some of the festivals observed this month include Bihu, Pongal/Makar Sankranti, which will see banks in a few states remain closed under the Negotiable Instruments Act, according to the Reserve Bank of India (RBI). All banks across the country will be closed on January 26 for Republic Day.
The central bank has classified the holidays into three categories, including holidays under the negotiable instruments law and holidays for gross settlement in real-time, holidays under the negotiable instruments law and bank account closures.
Holidays in January 2022: full list here
According to the RBI, few states will observe public holidays due to the upcoming festivals on the following days:
January 1, 2022: New Year’s Day
January 3, 2022: New Year Celebration/Losoong
January 4, 2022: Losoong
January 11, 2022: Missionary Day
January 12, 2022: Birthday of Swami Vivekananda
January 14, 2022: Makar Sankranti/Pongal
January 15, 2022: Uttarayana Punyakaala Makar Sankranti Festival/Maghe Sankranti/Sankranti/Pongal/Thiruvalluvar Day/Gaan-Ngai/Magh Bihu
January 18, 2022: Thai Poosam
January 26, 2022: Republic Day
- January 1, 2022: Banks will be closed in Aizwal, Chennai, Shillong, Gangtok and Imphal for New Years
- January 3, 2022: Banks close in Aizwal and Gangtok due to New Year or Losoong
- January 4, 2022: Banks celebrate public holiday in Gangtok because of Losoong
- January 11, 2022: Banks in Aizwal closed for Missionary Day
- January 12, 2022: Banks are closed in Kolkata due to Swami Vivekananda’s birthday
- January 14, 2022: Banks are closed in Ahmedabad, Chennai, Imphal due to Makar Sankranti/Pongal
- January 15, 2022: Banks celebrate holiday in Bengaluru, Chennai, Gangtok, Guwahati, Imphal and Hyderabad for Uttarayana Punyakaala Makar Sankranti Festival/Maghe Sankranti/Sankranti/Pongal/Thiruvalluvar Day
- January 18, 2022: Banks in Chennai closed due to Thai Poosam
- January 26, 2022: Banks across the country closed for Republic Day
Weekend holidays in January 2022:
January 2, 2022: Weekly off (Sunday)
January 8, 2022: Second Saturday
January 9, 2022: Weekly off (Sunday)
January 16, 2022: Weekly off (Sunday)
January 22, 2022: Fourth Saturday
January 23, 2022: Weekly off (Sunday)
January 30, 2022: Weekly off (Sunday)
Even when the banks in several states are closed due to perceived festivals or holidays declared by the RBI, customers can use services like ATM, online banking, internet banking, etc.
